News

Shred or Keep?

Friday, January 26, 2018

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Online security is a huge issue these days, and new hacking issues and identity theft cases always seem to be in the news. Berkshire Hathaway HomeServices takes extra steps to keep all your information secure with our HomeSAFE program, which you can learn more about here, but there's something you should  be doing to keep yourself safe — shred outdated, important documents! 

Credit Card and Bank Statements

These should always be shredded as soon as they're paid. You might feel like you need to file them away to keep, but  almost every bank offers online statements, so there's no need. On the other side, you should never simply toss these in the trash. 

Medical Bills

It's a good idea to file these away and hold on to them for a year or so in case of disputes, but after that they should be shredded. 

Old Credit and Debit Cards

These should always be shredded rather than thrown away. Even cutting these in half isn't secure enough. 

Used Airline Tickets and Boarding Passes

These generally contain your full name and address and should always be shredded. 


Bottom line, anything with your full name, address, social security number, bank information or other identifying information should always be shredded rather than thrown away. It's better to be safe than sorry! 

Attend our FREE Shredding Event!  

If you have a stash of old documents and other things that need to be shredded, stop by our West Des Moines office for a free, secure shredding event. A licensed shredding company will have trucks in the parking lot, and we'll have coffee and donuts to enjoy inside! Contact your First Realty agent with quesitons. 

Where: Saturday, Feb. 3; 10 a.m. to 1 p.m.

When: 5500 Westown Pkwy, Suite 100, West Des Moines

 


New First-time Home Buyers Savings Account: What You Need to Know

Tuesday, January 16, 2018

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Iowa just passed a law that makes it even easier to save for your first home! Here’s everything you need to know. Get additional information by contacting your First Realty agent or visiting http://iowafirsthome.com/.

What is it?

A 10-year tax deductible savings account to go toward the purchase of a first home in Iowa. Annual contributions have no limit, but state income tax deductions are capped at $4,000 for married joint filers and $2,000 for all other filers.

Who’s eligible?

The plan applies to first time buyers and those re-entering the market if they have not owned a home in the past three years. 

Who can contribute?

Buyers can open accounts for themselves, but it’s also a great option for parents and grandparents!

How do you get started?

You can open a First Time Home Buyer Savings Account at any bank, credit union, or other financial institution icensed in the state of Iowa.

What Else? 

Those hoping to buy soon: This is a great option to put you one step closer to your goal of owning your first home!

Parents and grandparents: This is a great way to help your loved ones. Rather than buying another toy or outfit, you can give a gift that will truly impact their future!


5 Great Homes for First-Time Buyers

Friday, January 05, 2018

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Is one of your goals for 2018 to finally stop renting and purchase your first home? Our Berkshire Hathaway HomeServices First Realty agents will answer all your questions and guide you through every step of the way.

Here are 5 great homes to start your search. Click on each image to get more details, contact the listing agent with quesitons! 

1802 Lincoln Ave., Des Moines

2 Beds | 2 Baths | $99,900 | Call Lovetee Lavelah at (515) 601-0114 or Tynesha Shivers at (515) 525-8251 


1206 65th St., Windsor Heights

3 Beds | 2 Baths | $170,000 | Call Sarah Pesek at (515) 556-7548


7114 Maple Dr., Urbandale

3 Beds | 2 Baths | $179,900 | Call Helen Turner at (515) 681-5319. 


2625 59th St., Des Moines

2 Beds | 1 Bath | $149,900 | Call Joe Spick at (515) 710-6654


3216 York St., Des Moines

3 Beds | 1 Bath | $127,500 | Call Laura Mullin at (515) 306-2027

 



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